Archive for December, 2009

PostHeaderIcon Must know auto insurance FAQs

Posted on: Saturday, December 19th, 2009 at 4:03 am

Everybody knows that insuring one’s automobile is a wise decision and yet there are many things that we don’t know about regarding auto insurance. There are many FAQs related to auto insurance and it would be worth the effort to take a look at them before you decide to purchase insurance for your automobile.

nullOne of the prominent auto insurance faq is whether or not auto insurance is required if the driver has learner’s permit. The answer is “yes”. Learner’s permit is also a sort of driver’s license and therefore you need to have an insured automobile. However, insurance in your name is not mandatory; you can also be covered under your parent’s automobile insurance.

Some people are doubtful about whether or not they are covered under the insurance policy of their family or relatives. Well, this is a tricky one. If you are a relative who stays out of town and does not use the automobile on a regular basis then yes, you would be covered under normal circumstances. However, if you are a family member and reside in town then the scenario would change. In that case you would have to be a listed driver in the insurance policy of you family member.

A lot of insurance applicants often complain about the irritatingly probing nature of the insurance agents. And that they often get on your nerve with questions that you know are none of their business. But you see, like it or not, you must answer all of their questions pertaining to the members of the household. It is the duty of the agents to extract all the information they can in order to be able to understand your case better. In case you decide to hide facts from them, the loss is yours. On discovery of this your insurance might get cancelled or not be renewed at expiry. Moreover in case of false or incomplete information the insurance company might refrain from covering damages.

Everyone knows that the insurance company covers against automobile damages but what exactly should one do after an accident? Well, the first thing which needs to be done is to notify the police. The next thing to be done is to give the other driver(s) your name and contact information and to extract the same from him (them) as well. After this you must immediately inform your auto insurance company or agent about the accident.

Your auto insurance company will surely answer all your queries before you purchase the policy. Go ahead and get insured and don’t worry!

PostHeaderIcon Storm water pollution controls

Posted on: Wednesday, December 2nd, 2009 at 12:14 pm

nullStorm water pollution has become a major environmental hazard. Storm water may be referred to any form of liquid which comes into existence due to precipitation process. Water derived as a result of snow melting may also be termed as storm water.

After rainfall the ground absorbs the rainwater. However, there is never 100% absorption. Problem arises when a large volume of water remain unabsorbed and therefore flows on the surface of the ground. This water washes away all the dirt and pollutants present on the surface of the earth and thereby result in storm water pollution.

To fight storm water pollution environmentalists have devised many ways:

Storm water harvest: the storm water is not allowed to run freely and therefore pollute the area. This is done by trapping the storm water in an enclosed area.

Infiltration: this is done to allow the water to be absorbed in the ground.